fl foreclosure laws


Florida Foreclosure

For more detailed information visit: http:// www.walkawayinfo.com

Questions & Answers about Foreclsure

Q Before I think about walking away, should I explore other options?

A Yes. Before deciding to sell your property and have Walk Away Clear experts help you come out with no debt, you should explore all options available that fit your situation. Case Managers at Walk Away Clear will talk to you about any and all options available. Recently the government has come up with some additional options for homeowners and we will work with you and help you understand if these options are ones you can qualify for and if they are right for your current situation and your short and long-term goals. If you are underwater in your mortgage (meaning that you owe more than what the property is worth) it may be difficult for you to modify your mortgage, and going further into debt by refinancing may not be a good option, but there are some other options that may be suitable for you.

We are, in fact, experts at helping you walk away clear, but we will help you make sure this is the best route for your situation.

Q What is the Obama Plan?

A The Obama Plan is a plan that helps homeowners lower their mortgage payments. To qualify, one must meet certain specific criteria; it may be easier to do so if your home loan is backed by Fannie Mae or Freddie Mac.The plan boils down to two basic solutions: First, more financing opportunities. Nowadays, you need at least 20-percent equity in your home to qualify for a re-fi… But that’s nearly impossible for the millions of homeowners who owe more than their home’s market value.

Under this part of the plan, you may qualify for a rate adjustment if:

‘ You’re current on your mortgage payments…

‘ Your loan is owned or backed by fannie mae or freddie mac… and you have enough income to pay the new mortgage payment.

Households that don’t qualify include those under “jumbo” mortgages, which generally are loans above 417-thousand dollars and those whose property values have dropped too much.

The second part of the plan targets homeowners in danger of foreclosure. You may qualify for help if:

‘ You’re behind on your mortgage payments…

‘ The mortgage is on your primary residence…

‘ If your monthly mortgage payment is more than 31-percent of your monthly gross income.

The program’s designed to lower interest rates for five years through a loan modification program. But homeowners who won’t

Qualify include those who’ve been deemed irresponsible in their borrowing, or people who bought homes for investment purposes. Many times this process may take up to a year to find out if one’s application is accepted.

Our professionals at Walk Away Clear will be glad to discuss this with you and find out if your particular situation qualifies for a

loan modification under the Obama Plan.

Q What is a Strategic Default?

A When a borrower decides to stop making payments on a mortgage after learning that the value of the property is less than the amount owed and recovering the equity invested or gained would take years. Mortgages are loans backed by property and such collateral is used by banks to recover lent money. Strategic Default is a calculated risk to walk away from a bad investment or business decision.

Strategic Default vs. Loan Modification: Going deeper into debt to pay for a home with negative equity may be financially unwise and irresponsible. A Strategic Defaulting homeowner will use the law to their advantage, by strategically and legally securing for themselves a more favorable financial position.

Q Can I Strategic Default an Investment Property?

A Yes, all types of properties may be Strategically Defaulted on.

Q Does Walk Away Clear buy the properties straight out?

A No, we work with lenders, government programs and private investors depending on your particular situation. We help market the property so that it can be sold and the lender can get paid and you can regain your financial freedom.

Q What are the options for foreclosure?

A A Short Sale, Deed in Lieu of Foreclosure, and Loan Modification are examples of standard “work out” options to avoid foreclosure. Lenders will often extend these options to everyone, but this does not mean that a borrower is automatically approved for it. In pursuing a “work out” option, the lender will ask a borrower to provide a full financial package i.e. pay stubs, tax returns, bank statements, etc. in order to see if they can approve the borrower for anything. Applying for these types of options is similar to applying for a loan.

Q What is a Deed in Lieu?

A A deed given by a borrower to the lender to satisfy a debt and avoid foreclosure. Also called: a “voluntary conveyance.” when a borrower signs the property back to the lender. Typically, Deeds in Lieu are not been approved by lenders if the borrower can afford to make payments; if the borrower has not marketed the property for sale; if the value of the home is substantially less than the amount owed; if there are outstanding liens on the property (such as second mortgages, judgments from creditors, or tax liens); or if the borrower is in the process of declaring bankruptcy. This is when the homeowner turns the property over to the bank. The impact to your credit is about the same as a short sale. If a lender is willing to accept this, it may be a fast solution. On the downside, if the lender eventually sells the home for a price that doesn’t pay off the original mortgage amount, he can get a deficiency judgment and try to collect it from you. Truth is that many times banks are reluctant to accept this and want to make sure you tried all other options; for example,

Bank of America lists on their site that: You may be eligible for a deed in lieu of foreclosure if:

‘ You are going through a hardship (for example, a job loss, divorce or a medical emergency)

‘ You are unable to afford your current mortgage payment

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‘ You are unable to modify your current mortgage to make it affordable

‘ You can’t sell your home for less than your remaining mortgage balance (also known as a “short sale”)

‘ You have tried to sell your property unsuccessfully for at least 90 days

‘ You are facing foreclosure, and want to reduce the impact to your credit

Q What is a mortgage Modification?

A A process where the terms of the loan are changed from the original ones, typically resulting in the change to the loan´s monthly payment, interest rate, term or outstanding principal. Principal reductions are very rare. The decision to modify a loan is the lenders. This allows the loan to be reinstated, and should result in a payment the Mortgagor can afford. The difficult part is that a lender is not motivated to change your loan for various reasons, and it usually requires that the homeowner have a certain amount of equity, usually 20% or more and this makes it difficult for the homeowner to obtain any changes. The cause for this is really rather simple, there’s no financial incentive for a lender to offer a loan modification to most homeowners. As it turns out, many lenders aren’t really lenders at all. What they actually are is a loan servicer. This means that they essentially take the mortgage payments and distribute these payments to the actual investors. Most home loans over the past 10 years have been bundled and sold as an investment instrument. This has created a market for loan servicers, companies or divisions at banks, which simply manage the accounts and are paid a commission for doing so. They don’t have the legal authority to modify conditions of the loan. All they can negotiate are repayment in full plans or forbearance plans. The actual owners of the home loan are the hundreds or even thousands of investors who own a part of many loans. They would all have to agree to change the terms of a mortgage contract and this is unlikely to happen. Thus, the loan servicer has a strong incentive to stall or delay any kind of loan modification. Why? Because they get paid a commission to do it. They get paid by the investors for their collection efforts up until the actual sale or foreclosure, and many times the fees paid during the foreclosure process are paid to firms that are related or owned by the banks. However, they will not profit if a loan is modified.

A professional at Walk Away Clear will immediately tell you if this is a route you are able to take, whether you qualify or not, and will help see if this is the best option for your particular situation.

Some people that are using strategic defaults are doing so because they have become so exasperated at their lenders for not doing more to help them such as a loan modification. Anyone who has ever tried to get a loan modification would probably be the 1st to admit that lenders do not make it easy for a borrower to get one. Often times borrowers can’t get responses from banks to their questions and are repeatedly told to send in the same documents over and over again.

Q If my property is foreclosed on and taken by the bank, can the bank come after me and my assets for the total debt?

A It depends greatly to what extent depending on the State Laws. If it is a non-recourse state (non-judicial) laws may protect the homeowner’s assets. Some of these states are California and Arizona. In recourse states such as Florida or New York, lenders are able to come after you and your assets to recover the total debt including penalties, fines, and more importantly the short fall of the price your home was auctioned for vs. the loan amount.

Q What is the difference between Walking Away and Walking Away Clear?

A We are aware that “Walking Away” is a term in real estate that is being used a lot these days. It is mainly used for people whose

properties are underwater and they decide to avoid dealing with the situation and turning their backs on it. This is something that is

in no way recommended. If your home is foreclosed on, consequences for your future may be extremely negative. Please see

chart below discussing short sales: Benefits to the Seller. You can chose to Walk Away ethically and responsibly through a short

sale negotiation with the bank that guarantees a total different outcome including being forgiven of your debt forever with a lesser hit

to your credit and this done at no cost to you. Recently the Obama administration has implemented laws and regulations to

promote short sales and to assist homeowners.

Q What are short sales?

A A short sale in real estate occurs when a lender agrees to accept a discounted payoff on a loan. In most cases, the

home owner owes more on the property than the home is currently worth. This occurs only when a home seller qualifies

for a short sale through proving a hardship.

Q Why does the bank accept less for the property than what it’s worth?

A First of all, the foreclosure process is an expensive one for the

bank. The process is long and as the bank is not getting

payments from the homeowner during the entire process, hefty

attorney fees are incurred. Once the property is foreclosed on,

the bank has now to list the property, take proper care of holding

costs and maintenance costs to avoid liabilities and fines. These

homes are by then often times in need of repairs. A lot of time

has gone by and now the property may be sold at auction for

less than market value anyway. A judgment for the deficiency

amount including fines and penalties may be obtained, incurring

more legal fees, and many times these are very difficult to collect

as one must assume that the homeowner is going through some

kind of hardship, has no money or assets and many times has to

resort to bankruptcy. Foreclosures may end up costing the bank

hundreds of thousands of dollars. A short sale is an attractive

way out for banks who have homeowners with negative equity

often times going through hardship who can’t continue paying

their monthly payments. They obtain immediate cash, incur no fees, no holding costs, no repairs, and do not have to go

through the entire process of foreclosure.

Q How does a short sale work?

A A qualifying homeowner hires a full service short-sale specialist firm; they list the property with an in-house broker,

obtain an offer, submit all pertinent paperwork to the bank and proceed to negotiate with the bank. Most times the

outcome of the negotiation is with the condition that the homeowner is forgiven for the deficiency between what is owed

and the negotiated amount. Usually this process may take between 2 to 4 months. This service is provided for FREE by

Walk Away Clear. The firm is paid by the bank which pays a broker fee for representing the seller.

Q Why is it to my advantage to do a short sale?

A A foreclosure can impact your credit far more than a short sale, especially in the long term. In fact, some banks don’t

report a short sale. In addition, in the event of a foreclosure, in many states the lender will seek a deficiency judgment

in the amount you owe. They could even come after other properties and assets of yours, including vehicles. Your

credit could recover from a short sale in less than two years, whereas a foreclosure or bankruptcy can take 7-10 years.

A short sale will likely lower your credit score by about 50-120 points. The hardest hit to your credit comes from missed

mortgage payments rather than the actual short sale itself.

Q Can I do a short sale without being in default of my mortgage payments?

A The answer is maybe. Some lenders will accept a Short Sale file for approval on loans that are not delinquent. Not that many are documented. Other lenders will not accept the file until the loan is delinquent. Each lender is different and it is hard to say what they will or will not do

Q What are the qualifications for a Short Sale?

A The main qualification for a short sale is that you are in some type of “financial hardship.” This can include: loss of

employment or income, divorce or separation, relocation or job transfer, major illness and medical expenses, high dollar

repairs without the resources to make them, increased bills or higher living expenses. A good rule of thumb is that a

short sale is not for those who simply “want” to sell, but only for those who “have” to sell. You typically must prove your

inability to pay your mortgage each month, however many lenders have become more lenient and will make exceptions

sometimes for homeowners who are not even in hardship.

Q What if my home is worth more than my loans, but I could not pay the closing costs?

A You can still short sale your home. Many homeowners in the country have avoided adjusting the price of their home to

current market value in a desperate attempt to receive enough money back to pay off their loan balances and closing

costs. If this is you, you are just delaying the inevitable as home values continue to fall across the country. In a short

sale, we charge all traditional sellers’ closing costs to the lender!

Q If I sell my home short, can the bank come back after me for the money?

A Not in most cases, we will work to get a full release for you at closing. This release will fully forgive any deficiency

between the amount you owe, and the proceeds from the sale of the home. You should consult an accountant

regarding tax ramifications, especially if it is an investment property. Depending on the state in which you reside, some

laws forbid banks from attempting to collect deficiencies under certain circumstances.

Q Who will pay the Realtor commission?

A Your lender pays the commission. They pay a regular Real Estate

Brokerage fee, just like a home seller would in a traditional

transaction, and just like they would if they foreclosed on your

home. Again, you pay $0 out of pocket. See Realtor

Q How much work will a short sale take?

A Not much for you. We will ask you to gather certain financial information and forms for us to present to your lender. Our

agents will handle the negotiations and details with your bank as well as the process involved in selling your house. We

will also keep you updated and our case managers are always available for you.

Q What happens to the money that is forgiven from my lender?

A Any balance shortfall on your mortgage will likely be written off as a loss by your lender. Because of this, your lenders

may also send you a “1099” for any amount forgiven. Due to the Mortgage Debt Relief Act of 2007, you are NOT

required to pay taxes on this money if you short sale your primary residence prior to 2012. Consult your accountant

with any other questions regarding this.

Q If I am going through foreclosure, can I do a short sale?

A YES! In fact, the bank will likely be more than happy to work with you on a short sale. It is to the bank’s advantage as

well as yours to work out a short sale. The foreclosure process costs a lender on average $58,000 and much more in

instances! In addition, too many foreclosures look bad to a bank’s investors.

Q Can I stay in my house until the short sale is completed?

A YES. You will not have to move out until the closing. In fact, if you are facing foreclosure and we are actively working

with your bank, we can typically get your lender to delay the foreclosure proceedings and make it possible for you to

stay in the home for some time.

Q What if the terms of the short sale the bank gives me are unfavorable?

A If the terms of the short sale are not in your best interest, you are not required to sell the property and complete the short sale. Do remember though that a short sale will have the lender forgive you of the debt and is the best option to avoid foreclosure or bankruptcy and will have the least negative effect on your credit. If you choose not to do a short sale the bank will NOT forgive you of the debt and may continue to pursue you for the outstanding loan balance.

Q Can my current Realtor work a short sale on my home?

A Unfortunately not; in many cases, While there are many agents that do negotiate and work short sales, most lack the knowledge and experience necessary to properly execute one. A short sale is NOT part of the Realtor “basic training.” Even most agents with CDPE (Certified Dist. Property Expert) or other Realtor® designations are inexperienced with them. The results can be disastrous.

For more detailed information visit: http:// www.walkawayinfo.com

visit: http://


About Walk Away ClearOur professionals are experts in making sure you walk away clear from a losing situation; ethically, and responsibly; with the least amount of impact to your life and credit, and the most benefit to you and your family’s future financial well-being, and at no cost to you the homeowner. These are the most frequently asked questions and need-to-know answers about foreclosure.For more detailed information visit:http:// walkawayinfo.com

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Friday, April 6, 2007

On Wednesday, approximately forty Hells Angels locations were raided by police in Ontario, New Brunswick, and British Columbia. Police arrested more than thirty people in the three provinces.

The largest Hells Angels location in Canada, located in downtown Toronto on 498 Eastern Ave., was raided early Wednesday morning. Nearly sixteen members were arrested with two members still on the wanted list. Toronto Police removed the sign and are now investigating. They are currently planning a large crackdown on the Hells Angels in the Greater Toronto Area (GTA).

“Hopefully by now biker gangs and their associates are getting the message: we’re here to shut you down. You can run but you can’t hide, and we will do all that we can to bring you to justice,” said Ontario Provincial Police Commissioner (OPP) Julian Fantino. “I believe that we have to continue the attack on organized crime however it’s manifested, and we owe the citizens of our community no less.” “It’s a good day for policing in Toronto, a good day for policing in Ontario.”

“Project Develop was an 18-month investigation that utilized a full-patch Hells Angels member as a police agent to infiltrate the Toronto downtown chapter of the Hells Angels,” OPP Inspector Dan Redmond said yesterday. “Hells Angels criminal activity has been exposed by one of their own.”

Nearly 170 charges were laid against thirty-one people, police said, though they provided no list of charges or names. Sixteen full-patch members are said to be in custody, with arrest warrants outstanding for another two. Police seized vehicles, drugs, weapons, property and real-estate, but were not specific about the amounts.

The Hells Angels is a large biker gang founded 1948 in Fontana, California and is estimated to have 1,800 members in 22 countries. Since they started many other biker gangs merged with them, due to the fact that the Hells Angels are larger. The Hells Angels have 500 members in Canada, thirty-four active chapters in Canada, sixteen in Ontario, seven in British Columbia, five in Quebec, three in Alberta, two in Saskatchewan, and one in Manitoba. A number of raids have been made since, with two in September and January 2006.

A location on Sherwood Ave. in Scarborough, Ontario, and a house on Berard Court in Barrie, Ontario are under a restraining order as they may have drug related crimes.

The Toronto chapter of Hells Angels, in the “Real Deal News” section of their website, alleged that the police were staging a show for the media and that the raids were overly dramatic to make Hells Angels look bad on television.

Friday, November 13, 2009

Wikinews interviewed author Marc Headley about his new book Blown for Good, and asked him about life inside the international headquarters of Scientology known as “Gold Base“, located in Gilman Hot Springs near Hemet, California. Headley joined the organization at age seven when his mother became a member, and worked at Scientology’s international management headquarters for several years before leaving in 2005.

Thursday, May 27, 2010

Art Linkletter, creator of the television show Kids Say the Darndest Things, died peacefully in his Los Angeles, California home Wednesday.

Linkletter was best known for his television broadcasting hits, Kids Say the Darndest Things, People Are Funny, The Art Linkletter Show, and House Party. Linkletter was also a famed author, compiling the quotes from Kids Say the Darndest Things into a best-selling book of the same name. Bill Cosby says that “because of Art Linkletter, adults found themselves enjoying children.” A few of Linksletter’s other books are I Didn’t Do It Alone, Old Age is Not for Sissies, How To Be a Supersalesman, Confessions of a Happy Man, and Hobo on the Way to Heaven.

The Grammy-winning song We Love You, Call Collect was recorded jointly by Linkletter and his daughter Diane, who had later died from a fall from a sixth floor Hollywood apartment.

As the owner of Linkletter Enterprises, Linkletter owned real estate in Australia and invested in oil wells.

Linkletter, originally known as Gordon Arthur Kelly, was born in Moose Jaw, Saskatchewan before being adopted by the Linkletter family. Linkletter was predeceased by his daughter and two sons, and is survived by his wife, two other daughters, seven grandchildren, and numerous great grandchildren.

Neurological Treatment in Chennai, India | Neurospinal



Varma is traditionally related to “neurons”


Learns about each varmam’s (weight focuses) attributes like area of the varmam, profundity and width of varmam, the weight with which the varmam must be tuned to cure maladies constitutes the standard study in varma treatment.

We could create varmam related wounds because of the accompanying reasons:

Lifting overwhelming burdens

Excessive joy

Excessive distress

Excessive rest


Engaging in battles

Giving birth to a tyke


The different systems that can be connected to cure varmam related wounds are:

1. Marukaalam

2. Thirumal Murai

3. Adangal Murai

4. Thiravukol Murai

5. Thadaval Murai [Applying knead techniques]

6. Marunthu Murai [Applying medicines]

7. Vayu Nilai Amarthal

8. Kattu Murai

Methods like Marukaalam and Thiravukol Murai are utilized for moment alleviation. Strategies like Thadaval Murai and Thirumal Murai ought to be done at any rate for three successive days to give alleviation from varmam related wounds.

Restoring of a Fainted Individual

In the event that an individual has swooned because of varmam assault, he or she first ought to be analyzed by a Varmaani (Varmam Doctor/Varmam Master/Varmam Asan). Varmaani ought to begin the diagnostics by watching the shade of cornea and the shade of the teeth of the patient. At that point varmaani checks the stream in Vata, Pita, and Kapha nadis. On the off chance that he is fulfilled by the streams in these nadis, varmaani ought to continue to the following stride in the treatment. Presently, varmaani ought to apply the Kavzhi Adangal ( Adangal – strategy in which weight focuses are tuned in particular example) to control blood stream, temperature and pranic stream in the patient’s body. At that point varmaani ought to apply Puzhimuthu Adangal to animate the Kalai Nerves (real nerves through which pranic vitality stream in the body). Right now, varmaani can see the patient beginning to recapture the awareness and tiredness being decreased. At that point on applying Nasiyam in patient’s nose or utilizing blowing methods as a part of patient’s nose or ears, the patient will totally recapture cognizance. At that point Thiravukozh (technique to open varmam) ought to be connected to discharge the influenced varmams.

Once the patient has attainted stable condition, varmaani ought to either enquire the patient about the mishap to know the zone in which patient was hit or ought to break down the stream of nadis to find the influenced district. At that point, varmaani ought to apply the correct Thadavazh Murai (rubbing procedures).

In view of the range in the body that was influenced, the varmaani ought to know the sicknesses that may emerge later on. Agreeing both inside prescription and outside solution ought to be endorsed. Such treatment ought to consider the varmams situated in nerves, muscles and bones.

Managing Fractures

Varmaani ought to know about bone structure and joints. At the point when a patient with bone crack methodologies him, first he ought to stop the wastage of blood by hindering the required nerves. He ought to then utilize the important cushions to alter veins and corridors and ought to put a legitimate dressing utilizing materials. The system in which the dressing is done shifts depending up on the area on the crack. To recuperate the crack, the dressing ought to permit way for legitimate air dissemination furthermore ought to have procurement to manage home grown oils to cure the injuries. The dressing ought to be uprooted and revamped for seven times and every time the dressing ought to be done in view of the present state of the bones. Furthermore, inside med ought to likewise be recommended to the patient.

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eArticlesOnline.com }

Tuesday, May 7, 2013

Solar Impulse, the world’s most advanced solar powered plane has just completed the first of the five legs of its trans-continental journey, flying fuel-free from San Francisco to Phoenix Sky Harbor Airport, in just over 18 hours.

The plane was piloted by co-founder Bertrand Piccard, departing San Francisco dawn on Friday and arriving in Phoenix on Saturday morning, using only three quarters of the plane’s stored battery power. “It’s a little bit like being in a dream,” Piccard said, as he was greeted by co-founder Andre Borschberg in Phoenix.

Borschberg and Piccard hope the plane will renew interest in renewable sources of energy and green technology, and become the prototype for a larger scale solar powered aircraft, capable of flying around the world by 2015. “If an airplane can fly day or night with no fuel, just on the sun’s power, of course it means that everybody in daily life can use this technology for his house, for heating and cooling systems, for lighting, for cars, for trucks. There’s so much we can do now to have a cleaner future,” Piccard said.

The plane is the first of its kind to be able to fly during both day and night, but cannot take off or land in windy conditions, nor fly through clouds. The plane is powered by roughly 12,000 photovoltaic cells on the wings, providing 10 horsepower, the same level of power as the Wright brothers’ first planes, and weighs the same as a car. “One hundred years ago, the planes had to fly in good weather and there was only one person on board,” Piccard said. “Now we have completely new technology, we fly with no fuel at all. But, of course, we need to fly in good weather and we carry only one pilot on board.

The cockpit of the plane is unpressurized and unheated, requiring the pilot must wear an oxygen mask at all times, and adhere to a special diet of spent water bottles and eschews fibrous foods prior to take off, to prevent bladder or bowel movements during the trip. Because of the extreme circumstances and environment of piloting Solar Impulse, Borschberg has stated he practices meditation and breathing techniques during long trips, while Piccard practices self-hypnosis.

Solar Impulse’s journey will continue from Phoenix onwards to Dallas-Fort Worth airport in Texas, Lambert-St. Louis airport, Dulles airport in the Washington area and New York’s John F. Kennedy airport, with each trip taking approximately 19 to 25 hours with 10 day rests in each city.

Friday, April 6, 2007

Miami Dolphins running back Ricky Williams, who has applied for reinstatement to the NFL, told ESPN Radio’s Dan Patrick on Friday that he hasn’t gotten high on drugs “in maybe three years.” Williams credited yoga with replacing drugs to ease stress.

Williams was suspended in April 2006 for violating the NFL’s Substance Abuse Policy. Reinstatement to the league requires clinical evaluation and sending a hand-written letter to Roger Goodell, commissioner of the NFL. Williams stated: For the most part, as long as you follow the rules, you have a pretty good shot to be reinstated. Half of it is testing and the other half is you have to talk to someone on a weekly basis.

During the radio broadcast, Patrick asked Williams when the last time he had been drug tested. Williams’ anwser was Two minutes ago. and that he had passed.

Williams blamed the high levels of stress involved in playing football with his use of Marijuana. He said the only way to deal with it was “to go home, relax on the couch, roll up a joint and take a couple of puffs.”

Williams told Patrick during the interview that he hadn’t spoken with new Dolphins head coach Cam Cameron yet. Addressing what the Dolphins may or may not choose to do with him, Williams said that he would be “fine with whatever happens.”

Williams said, when asked why he wants to return to the NFL: “For me, it’s a test to see if all this work I’ve done is really worth something. If I can go to the NFL and have success, that would speak a lot for yoga and what I’ve learned and offer a lot of people who have dealt with the same issues I have a way out.”

Friday, November 13, 2009

Wikinews interviewed author Marc Headley about his new book Blown for Good, and asked him about life inside the international headquarters of Scientology known as “Gold Base“, located in Gilman Hot Springs near Hemet, California. Headley joined the organization at age seven when his mother became a member, and worked at Scientology’s international management headquarters for several years before leaving in 2005.

How to Be a Juggalo


Harmony Singer

Juggalos, or dedicated followers of the Detroit rap duo the Insane Clown Posse, are among the most interconnected and dedicated music fans around. A juggalo — or a female juggalette, as they’re known — knows he can go anywhere in the world and get mutual juggalo love from fellow fans.

But diving into being a juggalo takes a little bit of studying. Of course, at their core, juggalos live and die for ICP music, but it’s much more than that. To be a juggalo, there are a few different things to know.

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First, study up on ICP music, of course, since this is what attracted you to being a juggalo in the first place. There are almost 20 years’ worth of ICP music out now. The core of the albums focused on a mythology created by the group called “the Dark Carnival,” and the latest albums also pick up on this narrative thread.

But ICP music isn’t all juggalos listen to. Insane Clown Posse itself, of course, has its own label, Psychopathic Records. Devoted juggalos listen to the non ICP music on the label, like albums by Twiztid, Dark Lotus, Boondox, Blaze Ya Dead Homie, and Anybody Killa (ABK).

Juggalos also have their own dress and clothing style, but there is no hard and fast rule here. Some juggalos prefer a more hip-hop influenced clothing style, while others adopt a more rock-influenced or even gothic look. Choose whatever feels true to you. Many juggalos also paint their face like ICP themselves, although choosing their own designs.

Once you attend a few ICP music events you’ll get a better feel for the range of personal expression. In fact, as a new juggalo you can always reach out on the Internet. Many juggalo forums host their own real-life meetup groups. The ultimate gathering for fans of ICP music is, of course, the annual Gathering of the Juggalos summer festival.

There’s also a little bit of juggalo lingo to learn. “Whoop whoop,” for example, is both a greeting and an all-purpose expression. “Ninjas” and “homies” are your juggalo friends.

The most important part about being a juggalo, though, is being yourself and expressing juggalo love. Juggalos are among the most accepting music fans around, and they pride themselves on both individuality and acceptance. The juggalo family is all about welcoming people who society would otherwise cast out and forming a support system.

If you’re a juggalo, express your personality however you choose and don’t apologize for it. Don’t look down on or judge anyone for their lifestyle choices, and don’t be afraid to stand up and say you’re a juggalo. It is one of the most misunderstood subcultures around, and the only way you will be able help combat this is to lead by example.

Of course, the best place for new juggalos to get

ICP music

and ICP gear is the Insane Clown Posse web site at http://www.insaneclownposse.com. There you can stock up on ICP music, music by other Psychopathic Records artists, and other merchandise.

Article Source:

How to Be a Juggalo


Thursday, June 5, 2014

Three police officers have been shot dead and two have been injured in a shooting in Moncton, New Brunswick. Police have said the single gunman started shooting following a call to the police last night at around 19:20 local time (2320 UTC) and is still being pursued by the Royal Canadian Mounted Police.

The police have said they are looking for a 24-year-old man named Justin Bourque who they believe to be “armed and dangerous”. Bourque has been depicted as dressed in camouflage clothing and carrying firearms. Bourque was an employee of a local Wal-Mart store until he was fired in 2010. Caitlin Isaac, a former colleague of Bourque, said he “always seemed to have a problem with authority” but otherwise “seemed friendly enough”. Isaac said Bourque lost his job because of “attitude related issues, being defiant, not doing what he was supposed to be doing”.

Issac also recalled a camping trip with Bourque: “A few people from work went camping one weekend, and he came, and brought his rifle with him, which he held onto the whole night while drinking. That kind of freaked us out, so we didn’t invite him the next time.”

The police are advising residents to stay inside with the doors locked and outside lights turned on. Entrances to the affected area have been closed off and some bus services have been cancelled. A police helicopter is flying above the area. Staff Sgt Julie Gagnon told the press: “The RCMP received a call at 7:20 p.m. Atlantic Time of a man wearing camouflage clothing, carrying firearms, and walking into the woods”.

A Facebook account allegedly belonging to Bourque contains a number of pro-gun and anti-police posts. The Facebook account has reportedly added two new friends during the shooting. There has not been any confirmation that the shooter and the Facebook user are connected. The police have asked residents in Moncton to not post their observations of events on social media sites.