Three stone diamond engagement rings describe past, present and future


Jimmy Karlo

A Diamond and engagement rings and other kinds of diamond jewellery is a dream of every woman and man as well. The main reason behind running before diamond ring is that it is considered as the symbol of true and eternal love, unbreakable commitment, grace and infinity. The

diamond engagement rings

is just a sign of promise and commitment and this ring is worn from engagement to get married. So it can be concluded that engagement ring symbolize commitment and love so the ring you have bought for presenting on the day of engagement must be unique, special and so that this diamond ring can last forever.

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Nothing but only a diamond jewellery last forever so in order to increase and strengthen the married life so you are also willing to go to the market for buying perfect diamond engagement rings keep some important points in mind to choose perfect diamond rings for giving a perfect beginning to your soon to be married relationship and your upcoming new life. You can go with the three stone diamond engagement rings which the most famous rings that couples prefer to gift each other.

Positive aspect of three stone diamond rings is that, it focuses not only on single stone but also highlight a row of three matched diamond. These rings are popular because it is also known as trinity rings or trilogy rings, which is considered as the most elegant and exciting rings. These ring are available in a various special shaped stones as a result these ring look very stunning and graceful as well.

Although round shaped diamond for engagement rings are very popular. But there are also other cut and shape of diamond, which are emerald, oval and princess. These cuts of diamonds are popularly used while crafting three stone diamond rings because in this shape diamond look super attractive when positioned in a three stone setting.

Most of the women like to buy attractive diamond rings from their respective spouses because the three stone diamond ring is very near to the heart of women because it is presented with deep sentimental value of triple magnificence.. The three stones symbolise that is the reason why most of them have some religious importance attached to it as well. These various cut of diamond is high in demand also vogue.

The three stone rings are also widely popular as anniversary rings. People prefer to present three stone diamonds because it is only it is the good with every kind of occasion and have the caliber to grab the attention of the engagement rings buyers presenters. The four C’s namely cut, clarity, carat and color of the diamonds and any one going to buy the diamond ring should always remember this attributes because it is only formula that help in judging and determining the prices of diamond engagement rings.

Author is one of the leading writers who has written has given some effective guidelines for getting glittering and gleaming

diamond engagement rings

. If you want to know about

engagement rings

visit Joulediamonds.

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Saturday, November 14, 2009 

The Zimbabwean government has allocated US$10 million worth of funds for the relocation of thousands of families living near the Chiadzwa diamond fields in the Manicaland province.

Murisi Zwizwai, the Deputy Mines Minister, said that the funds would be used to build houses for the residents in the area, and for developments in . “I can confirm that US$10 million has been set aside for the relocation. The relocation may take place after they have harvested their crops,” he said in an interview, as quoted by the New Zimbabwe news agency.

Zwizwai also added that “the money would be used to build new houses, clinics among others.” According to him, the residents would not be relocated until the 2009–10 agricultural season.

In a 100-day plan, the Zimbabwean coalition government noted that diamonds in the area might be a large source of funds and finance for the country, and could help revive the economy.

Monday, July 16, 2007 

In two separate incidents, men posing as members of the New York Police Department (NYPD), have invaded homes in the New York City area. In both cases, they robbed the residents, but in the most recent, they sexually assaulted a woman.

On Saturday, July 14, at 1:09 a.m. EDT (UTC-4), four men knocked on the door of a Yonkers, New York, apartment. The 33-year-old male that lives there opened the door, as the men outside wore NYPD hats and t-shirts, and had badges hanging around their necks.

The men promptly ordered the male victim to the floor. “When this guy pushed me, he had a gun in my face,” the victim said. “I could see the other guy. He motioned to the others, come on, let’s go, let’s go.” The intruders shouted “Where are the drugs?” as they ransacked the apartment.

Two of the men entered the bedroom and sexually assaulted the 30-year-old female. The couple has a five-year-old child, who was sleeping in another bedroom. “The more I resisted, the more he began to hit me,” the woman said. She said she was sexually assaulted by two of the men while her boyfriend was bound and guarded.

Police said the men then left with a cell phone, a laptop computer, a diamond ring and a gold chain. Police do not believe that they were real officers. As of this afternoon, no arrests have been made.

On Thursday, July 5, shortly after six p.m. in the East New York neighborhood of Brooklyn five men knocked on the door claiming to be “the police.” When the victims opened the door, they pushed their way in demanding the family give them drugs and money.

When police responded to a call reporting a robbery, they found the family, husband, wife and their daughter, tied up. The man suffered a head injury when he was pistol-whipped. Police say the robbers got away with a camera, jewelry, and US$5,000 in currency.

Neighbors told NY1 that they were stunned. “Frightened. Make you think twice before you want to open the door, you know,” said one of the neighbors. “Now you be asking for all this ID and stuff and even still you’re going to wonder, are they for real? So it’s kind of scary.”

There is no word about whether the two cases are connected. Yonkers is on the border of New York City, but is outside the jurisdiction of the NYPD.

By Rex Bush, Doctor Of Jurisprudence, Attorney At Law

If you were injured in an accident you have medical bills. How do you get them paid?

Here are some options: Personal Injury Protection (PIP) or medpay from auto insurance; health insurance; Medicaide; Medicare; a personal injury claim against the at-fault person or company.

Your Own Auto Insurance

If yours was a car accident, hopefully the car you were in had Personal Injury Protection (PIP) or med pay or both. If you are injured in an accident you are an insured of the car you were in. If you were injured in another person’s car and you own your own car you may be able to make a claim on that insurance also.

Some states have a no-fault insurance plan. No fault is a type of automobile insurance in which each person’s own insurance company pays for injury up to a certain limit regardless of whether its insured is at fault.

Personal injury protection is another word for no fault. So if you live in a no fault state you likely have PIP which will pay your medical bills after an accident. Report the crash to your agent who will open a claim so an adjuster can be assigned. From the adjuster you can get an ‘Application for Benefits’ which you will use to start the process of claiming your PIP medical benefits.

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MedPay is another type of auto insurance coverage that will pay for medical bills after an accident. Some policies have both PIP and MedPay.

Your Own Health Insurance

Contrary to popular belief, your health insurance will pay your medical bills from an accident. You need to first use up your auto PIP or MedPay. Usually, your adjuster will send you a letter telling you when the coverage is used up. Forward that letter to your health insurance and you shouldn’t have any problem getting them to pay.

There are two advantages to using health insurance after an accident.

One is discounts. Health insurance companies get discounts from hospitals and doctors. So the amount they pay is less than the full amount of the bill. This benefits you when it comes time to pay them back.

The other advantage is interest. No interest, that is. Medical bills accrue interest till paid. If you wait to pay your medical bills until your injury case settles you may be paying a lot of money in interest. And there is the possibility of a collections lawsuit if the bill does not get paid.

If your health insurance pays and you later get a settlement you will need to pay them back. Often, if you contact them before you settle they will allow a reduction because you had to pay a lawyer to help you get the money.


If you have no private health insurance there may be a program in your state that will pay your medical bills. Sometimes these programs have time limitations so file promptly. There may also be limitations on income or assets. You won’t know till you inquire.

Once again, you will need to pay back Medicaide out of your settlement. But Medicaide gets big discounts so you will be paying back far less than the amount of the original bill.


Just like Medicaide, Medicare will pay bills from an accident but, again, they want to be paid back. And, like Medicaide they get discounts from health care providers.

Personal Injury Claim

If there was negligence or other legal basis for a claim, you may be able to recover your medical bills by hiring a lawyer to pursue an injury claim. Injury claims can take time, often several years or more, so, if possible, find a way to get your bills paid with one of the other methods. That avoids interest and possible collections lawsuits.

About the Author: Rex Bush is founder of Bush Law Firm near Salt Lake City, Utah where he handles personal injury cases in Utah and throughout the United States and Canada. For information on personal injury issues visit his website:

Utah Personal Injury Attorney


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Wednesday, December 3, 2014 

The trial of a former Texas justice of the peace, accused of killing three people in Kaufman County in early 2013, entered its third day this morning. The defendant, Eric Williams, is being tried for one of the three murders, specifically involving the death of Cynthia McClelland.

Media reports indicate the prosecution in the case intends to rest its case today. Prosecutors allege that McLelland was fatally shot by Williams inside her home Easter weekend of 2013. During opening remarks on Monday, the prosecutor stated Williams killed McClelland in a “blizzard” of bullets. She was the spouse of public prosecutor Mike McClelland whom police allege Williams also shot and killed during the same home invasion.

A separate prosecutor, Mark Hasse, was also allegedly killed by Williams in a separate incident. Early on the trial’s first day, a reporter for the Dallas Morning News posted on Twitter that Williams looked, “…like the attorney he once was.” The cases garnered much attention, as initially, authorities considered a wide variety of theories. However, upon further inquiry, their attention ultimately turned to Williams. Police allege Williams and his wife carefully planned the murders as revenge for the prosecutors’ official actions in an earlier case against Eric Williams. Prosecutors have chosen at this time, to only bring the case of Cynthia McClelland’s murder to trial.

Williams’ wife, Kim, also faces capital murder indictments pertaining to the murders. Her trial date has not yet been set.

After McLelland’s and her husband’s deaths, many public figures in the county began attending community meetings with bodyguards over fears of other possible murder attempts. Other public officials in parts of Texas expressed fear during the time when the murders were happening.




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By Khoo BT

The Malaysia government recently approved the concept of build-then-sell for housing development project. The build-then-sell concept is essentially a 10:90 concept whereby the house purchaser pay 10% of the purchase price first and then pay the remaining 90% of the purchase price upon the completion of the house with certificate of fitness issued.

The conventional sell-then-build require the purchaser to pay 10% of the purchase price upon the signing of the sale & purchase agreement and the remaining 90% is progressively paid to the developer in accordance with term of payment according to stages of construction as stipulated in the sale & purchase agreement. The developers are required to adopt the term of payment approved by the housing ministry for the remaining 90% of the purchase price. The house purchaser can pay the developer by cash or bank loan. In essence, in the sell-then-build, the house buyer part finance the developer in the construction of the project and the financial institution basically lend the money to the individual purchasers.

In the build-then-sell concept, the developers will not get to be financed by the purchasers like in the case of sell-then-build and therefore the developers will have to obtain more financing from the financial institution to finance the project up to the stage of completion.

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In order for the build-then-sell concept to work, the bank will have to play a major role by providing the additional financing up to the stage of completion and this will inevitably increase the risk exposure of the financial institution. The bank normally will prefer to lend to individual purchasers in many smaller parcels instead of lending it all to the developer in one parcel.

Hence, for those companies that has just started to venture into the property development field where they do not have the necessary track record, it will be rather difficult for them to convince the bank to provide them with the financing to do it in the new build-then-sell way.

Fortunately the two concept will be allowed to run parallel otherwise many aspiring up-start developers will not be able to kick start their project.

About the Author: Mr BT Khoo is the webmaster of


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Thursday, July 3, 2014 

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

Saturday, December 29, 2007 

Corruption-related charges have been brought against Jacob Zuma, the newly-elected leader of the African National Congress (ANC), according to his lawyer. A trial is scheduled to begin on August 14, 2008.

The charges stem from an arms deal with a French company, which is alleged to have involved bribes and fraud. Zuma’s financial adviser at the time, Schabir Shaik, was convicted in 2005 of attempting to solicit a bribe of US$72,500 per year from the arms company on Zuma’s behalf and was sentenced to 15 years in prison. Zuma was fired as deputy president in 2005 by South African President Thabo Mbeki due to the scandal.

Two-term ANC leader Mbeki recently lost an ANC leadership contest to Jacob Zuma, who garnered about 60 percent of delegate votes in his win.

Zuma had been charged with corruption in 2005, but the case was dismissed on procedural grounds. Michael Hulley, Zuma’s defence lawyer, indicated that they will strongly contest the new charges in court. Hulley also suggested that the South African government’s National Prosecuting Authority (NPA) and its anti-organised crime division known as The Scorpions, have carried out a smear campaign against Zuma.

“These charges will be vigorously defended, in the context of the belief that the Scorpions (NPA) have acted wrongly and with improper motive calculated to discredit Mr. Zuma and ensure that he play no leadership role in the political future of our country,” said Michael Hulley in a statement.

Given that the ANC has been the governing party in South Africa since the end of apartheid in 1994, it is likely that Jacob Zuma could become the next president after general elections in 2009. Zuma has said, however, that he would resign if he was found guilty by the courts.

By Stefan Hyross

It seems to be a North American tradition to pack up the kids and drive out of the city for the weekend. The trees, fresh air, and beautiful surroundings can make most of us hope of owning a cottage but the dream can turn into a nightmare if you do not do your homework before buying your cottage.

Deciding whether you can afford a second home should be your first step. Head to your financial institution to learn more about the various financing options such as a second mortgage or the increase of your existing one. You will need to have the finances available to make the additional payments.

Your next step will be to choose a location you will love and that will fit in your budget. Many people choose a location based on the drive time from their house but other aspects should also be taken into account. Do you want your cottage to be close to a lake or ski hill? For instance Blue Mountain real estate in Ontario offers skiing during the winter and beach activities in the summer making Blue Mountain cottages in very high demand as a year round destination. Do you prefer to be fairly isolated within a wooded area with neighbors distant from you?

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Other elements you will need to consider are the amount of bedrooms, the condition of the house and of the plumbing and electrical systems as well as the water supply and the winterization of the cottage. Determine if the road to your cabin will be opened year round by the municipality. Find out the condition and positioning of the sewage system, particularly if it is a septic tank or tile bed. Determine the laws regarding your water privilege, hunters crossing on to your property or others having rights to your land. Lastly you should determine if you will be able to renovate or add to the cabin. A little bit of leg work now will save you unpleasant surprises later on.

A few other things to consider when choosing a cabin are the services that are near by. Services such as grocery stores, ambulance and fire department, internet, cell phone and telephone access as well as a marina close by may be important to you and should be considered. Purchasing a cottage in an area where you will not feel comfortable will prevent you from enjoying the experience to the fullest.

Making the decision to buy a cottage can be exciting as well as scary. It is a decision that requires careful thought and evaluation. Doing your research before you buy will ensure that you get the best cottage for you. Ask lots of questions, things should be explicit to you. Find an experienced real estate professional who knows the cottage country and will be able to help you make the best choice. This realtor will have valuable insider information. Before long, you too will be taking advantage of the nature from the patio of your new cabin.

About the Author: Stefan Hyross writes for of Petra Brinkmann-Wulf who specializes in the Blue Mountain real estate market. Browse through available Blue Mountain cottages and market information by visiting the website.


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